Ohio PR Veteran Establishes Pecchia Communications
CANFIELD, Ohio (ContentDesk) Nov. 11, 2005 -- Dan Pecchia, a 24-year veteran of Ohio's public relations and news circles, today announced the establishment of Pecchia Communications, a business writing and PR firm.The new firm will serve challenging writing and PR needs of companies and marketing agencies.
Pecchia Communications maintains a website at www.pecchiacomm.com.
"Today's business climate puts a premium on fast, precise and efficient communications," Pecchia said.
"Our practice is set up to serve this growing need."Pecchia had worked for seven years at Innis Maggiore, a Canton-based marketing agency, most recently as a vice president and one of its five managing principals.
Prior to that, he was with Ira Thomas Associates in Youngstown for six years, most recently as director of editorial services.Previously, Pecchia served four years as business editor of The Vindicator, Youngstown, Ohio, a daily newspaper serving northeastern Ohio and western Pennsylvania.
Prior to that, he spent seven years at the Tribune Chronicle, a daily in Warren, Ohio.Pecchia is a member of the board of directors of the National Investor Relations Institute's Pittsburgh Chapter.
He resides in Canfield, Ohio, with his wife and three children..
It's High Time for Lifetime Savings Accounts
I'm constantly reading articles on the internet and in financial magazines in which so-called financial planning experts express perplexity as to why about 30% of employees do not participate in their employers' 401(k) plans. These writers don't seem to have clue. Well, allow me to enlighten them a bit. For the most part, it's because of the restrictions imposed on the employees' money. Also, because many people never know when they might need access to their money, they are unwilling to tie it up for long periods of time.
They would rather give up the tax advantages as well as their employers' matching contributions than to have those restrictions and age requirements placed on their money.
I know because I was one of those people for many years. I just couldn't bring myself to tie up my savings like that until I could see that my retirement was less than 25 years away. Unfortunately, it's not advisable or practical to wait that long to start saving for retirement.
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Ira > It's High Time for Lifetime Savings Accounts
DNA Press Publishes 'The DNA of Marketing' by Ira Kalb, a Must-Have Text for Every Marketing and Sales Executive
(ContentDesk) June 29, 2005 -- Today, DNA Press announced the publishing of "The DNA of Marketing," by Ira Kalb CEO of Kalb & Associates in Los Angeles, Calif. This book offers a scientific approach to marketing, which is based on Seven Fundamental Building Blocks (the DNA of Marketing) combined with unique systems and structures invented by the author, such as Universal Marketing Structure?. DNA, the molecule that encodes information in all living organisms consists of two strands that form a double helix. Each strand is made of individual building blocks. The double helix is formed by links between the building blocks of the two strands.
A small change in a building block will result in a change of the link and this will cause a mistake in the information carried out by DNA. A mutation in DNA may lead to death of the organism.In this book, Kalb uses DNA as a metaphor for the basic building blocks of marketing. Each one needs to work together in coordinated harmony so that successful...
DNA Press Publishes 'The DNA of Marketing' by Ira Kalb, a Must-Have Text for Every Marketing and Sales Executive
Ira > DNA Press Publishes 'The DNA of Marketing' by Ira Kalb, a Must-Have Text for Every Marketing and Sales Executive
The Main Goals A Financial Plan Should Accomplish
This article is going to briefly touch on the main things a financial plan should accomplish. You don't need a professional to help you draw up your own financial plan, but you might need professional advice and help to put some of your plans into action. Such as advice on your insurance needs to make sure you, your family and your home are adequately covered, tax advice to make sure you are not paying too little or too much, investment advice to ensure that you can reach the amount you would like to retire with while still putting money aside for your children's education and advice about what to put or not to put in your will.Those are the things you should speak to a professional about, but you should have your financial plan worked out before you speak to one so that you can let them know exactly what you wish to accomplish with your plan. Your goal is financial success; your method for reaching that goal is your financial plan. After you have drawn up your plan is the best time...
The Main Goals A Financial Plan Should Accomplish
Ira > The Main Goals A Financial Plan Should Accomplish
Want to Loosen Uncle Sam's Grip on Your Wallet?
Talking About MoneyWith Jim Larranaga(ARA) - The average person pays more than $6,000 in federal income tax, according to the Congressional Budget Office. If you cringe at sending a big chunk of change like that to Uncle Sam, you may be looking for ways to keep a little more jingle in your pocket. I'll give you some tips, but, like me, you should consult a tax advisor before taking steps that could affect your tax status.Maximize deductionsGive to charity. Support your favorite cause or clean out the attic and donate items you don't want to charity. Be sure to get a receipt for donations exceeding $250.Deduct qualified medical expenses.
Consider scheduling elective medical and dental procedures if you think your bills will pass the threshold for deducting medical expenses (7.5% of your adjusted gross income). Don't forget, long-term care insurance premiums may qualify for the deduction.Add up miscellaneous expenses. These and many other costs may be deductible if they exceed 2...
Want to Loosen Uncle Sam's Grip on Your Wallet?
Ira > Want to Loosen Uncle Sam's Grip on Your Wallet?
WHAT IS A TRADITIONAL IRA?
With a traditional Investment Retirement Account (IRA) you pay taxes when you take the money out at retirement in the future. Make sure that this account is really worth opening in your situation because what you put in the account today may be fully deductible, partially deductible or non deductible, depending upon your income and other retirement coverage. If you contributions are not fully deductible then this account is probably not for you. The traditional (and Roth IRAs) allow you to save $3,000.00 in 2004 and $4,000.00 in 2005. If you are over 50 years old you can save an additional $500.00 as catch-up.
You put the maximum amount in if you (or your spouse) are not covered at any time during the tax year by a retirement plan, including a 401(k) account, at work. If you can't afford to save the maximum then just do the best that you can.If you are single or a head-of-household taxpayer with annual adjusted gross income (AGI) between $40,000 and $50,000 and are eligible for...
WHAT IS A TRADITIONAL IRA?
Ira > WHAT IS A TRADITIONAL IRA?
Tax Benefits of Health Savings Accounts Lure Consumers, Businesses
10 Ways Health Savings Accounts Offer Tax SavingsHealth Savings Accounts are helping individuals save thousands of dollars on their income taxes.
These tax-favored accounts, which have only been available since January of 2004, can be opened by anyone with a qualifying high-deductible health insurance plan.
Once you open an account, you can place tax-deductible contributions into it, which can then be used later to pay medical expenses.
Any money not used grows tax-deferred, like an IRA. HSAs offer many tax advantages over traditional health insurance arrangements.
A more detailed explanation of this list...
Tax Benefits of Health Savings Accounts Lure Consumers, Businesses
Ira > Tax Benefits of Health Savings Accounts Lure Consumers, Businesses