INTELLIGENT INVESTING
Talk at the "cooler" about investing, is usually around Stocks.Although I make money in Commodities, there is a "safe" way -that banks and investment houses use, but they won't tell You!How about a product that returns 12 - 42%, is 100% insured andbacked by the assets of the wealthiest institutions on the planet.Your banker takes your "CD" money and invests in this vehicle. Now you can turn the tables with this special insurance contract.Earn ROR equivalent to, or exceeding, the equity markets!Without any market risk or risk to principal - Guaranteed!!!Its called a Viatical Settlement - and here is how it works.Viatical Settlement - the sale of a life insurance policy at adiscounted rate to a group of investors by a person who is inthe advanced stages of a terminal illness.The Investors hold the policy and receive the full face value ofthe policy at maturity. A win-win situation. The "viator" is ableto enjoy the cash proceeds of his policy while still alive, andthe investor receives substantial returns that have been g'teedby a major life insurance co. as well as the state's g'tee fund.This means it's safer than a bank CD for amounts over $100,000.Imagine ...
NO exposure to downside risk! So instead of 4.75%return on a CD you can receive 3 times as much, with no risk toyour principal or earnings on that principle. They are so safethey qualify for placement in IRA, 401K, and Keogh private plans.Maturities are available from 12 - 36 months, and are taxed ascapital gains when they mature. CAVEAT: Do Not use "contestable" or policies that offer to buyback annually or at maturity. They are more likely unregisteredsecurities. Ask only for one who represents a viatical settlementprovider who is licensed, bonded, insured.
Make sure the policiesare "traditional, conforming, non-contestable" viatical settlements.Isn't it time you join the professionals? Your Banker won't tellyou! Nor your Insurance Broker or Attorney! Not even your Fund orTrust Manager! For more info on Viatical Settlements and reputablefirms, please visit this page;http://www.quackwatch.com/02ConsumerProtection/viatical.html.
Gershwin Heir's East Coast Premier of "Gershwin Sings Gershwin"
BOSTON, MA (ContentDesk) June 21, 2006 -- Alexis Gershwin has been singing the timeless classics of her uncles since she can remember, and while her shows have always incorporated her familys musical legacy, her newest creation, Gershwin Sings Gershwin, is a tribute of the most familial kind.
Gershwin Sings Gershwin starring Alexis Gershwin is a personal tribute to her uncles George and Ira Gershwin and celebrates their lives and their music.
The show features the Gershwin Singers and Orchestra and will premier on the East Coast at Stoneham Theatre July 27-30.
Stoneham Theatre is located at 395 Main Street in Stoneham, Massachusetts.???Ms. Gershwin has teamed with acclaimed musical director, Steven Applegate, producer/musical director for Shirley Jones, Lorna Luft, Maureen McGovern and many others.
The show includes all new arrangements of more than twenty Gershwin favorites.
Songs like A Foggy Day, Isnt it a Pity, They Cant Take...
Ira > Gershwin Heir's East Coast Premier of "Gershwin Sings Gershwin"
HSA for America Publishes Issue 6 of Maximize Your HSA
(ContentDesk) October 31, 2005 -- HSA for America has published Issue 6 of Maximize Your HSA. We feel it is important to help our clients get the maximum value from their health savings account, says Wiley Long, President of HSA for America.
Because HSA-qualified health insurance plans have high deductibles, charges for doctor visits, prescription drugs, and other medical expenses are typically paid for from the health savings account.
By knowing how to keep these expenses to a minimum, and what expenses can be paid for from a health savings account, an HSA owner can save hundreds or thousands of dollars. Maximize Your HSA is published monthly, and distributed via email.
Previous issues have covered ways to keep health insurance premiums low, how to pay for dental expenses from an HSA, and when over-the-counter medicines or nutritional supplements can be...
Ira > HSA for America Publishes Issue 6 of Maximize Your HSA
Roth IRA Contributions
The Roth IRA, or the individual retirement arrangement, is an ideal way to save for the retirement years. An individual can open his own IRA and contribute funds to it. What an individual contributes to the Roth IRA is termed as the compensation income. If you are employed, then the compensation income is the paycheck you get in lieu of your services. Compensation income can also be the income you get from being self-employed, or what you get from an alimony settlement.
There is a limit to the amount which a person can contribute.
The Contribution cannot be more than $4,000 per financial year, or 100% of your earned income, whichever is less. To contribute to the Roth IRA, you need to have taxable income, and also the adjusted gross income should be less than $110,000 individually, $160,000 if you are married and file a joint return, and $100,000 if you are married but file separate returns. Also, the amount you contribute to the Roth IRA will be reduced by the Contributions...
Roth IRA Contributions
Ira > Roth IRA Contributions
Funding Your Retirement: The 401K and 403B Way
Saving for your retirement doesn't have to be a nightmare as long as you are aware of your options. For now, we're focusing on 401K and 403B retirement plans. These two plans are essentially the same except that for-profit companies use 401Ks and non-profit companies, such as the government, use 403Bs.An employee contributes to a 401K plan with pretax salary. This means that this account appreciates without taxation until you retire or leave the company. So, 401K contributions are not included in your reported income.In essence, you receive an immediate tax deduction for your contribution.Many employees offer an automatic payroll deduction, so there isn't any extra effort involved for you.
Matching contributions or partial matching contributions are other incentives offered by employers. For instance, my employer matches every one of my dollars with a quarter. Sounds like small potatoes, but remember the beauty of compound interest.Of course, there are rules and regulations. You...
Funding Your Retirement: The 401K and 403B Way
Ira > Funding Your Retirement: The 401K and 403B Way
Take Advantage of End-of-Year Tax Breaks for the Self-Employed Physician and Healthcare Professional
There are lots of advantages to being self-employed that include quite a few tax breaks.
Even individuals who are just moonlighting on the side are allowed to set up a retirement plan for their own business and sock away a portion of the money earned into a pre-tax account.
According to Andrew Schwartz, CPA and founder of the MDTAXES Network of CPA's who specialize in providing tax and accounting services to healthcare professionals, "That holds true even for physicians and healthcare professionals who work for a hospital or clinic and are currently participating in that company's retirement plan."
Schwartz lists tax-savings situations for the self-employed as follows:? In 2004 self-employed individuals can contribute up to $18,000 into a SIMPLE
or up to $41,000 into a SEP or a Solo 401(k), depending on their income and whether they participate in a 401(k) plan or 403(b) plan through another employer. Self-employed individuals or Healthcare professionals...
Ira > Take Advantage of End-of-Year Tax Breaks for the Self-Employed Physician and Healthcare Professional
A Newly Released Novel, The Provisional American Faction, Brings “The Troubles” Of Northern Ireland To The Halls of The U.S. Congress
BETHESDA, MD (ContentDesk) March 16, 2006 -- Personalizing the drama of the Irish troubles, The Provisional American Faction, a newly released novel by David Koitz, adds a captivating international dimension to the sectarian conflict that has plagued Northern Ireland.
The 1960s was a period of great civil unrest, and the IRA and Protestant militants were in constant battle. The British entered the picture in 1969 only to be caught in the middle.
No one could see a resolution.
Rory McCaan, a young man raised in Londonderry, and transplanted to the U.S.
after becoming an orphan, leads an obscure band that only a few in his homeland know exists.
He acquires vast resources and, with his companions, he attempts to redress crimes that both sides commit.
As the story unfolds, one sees that Rory is not simply a vigilante.
He has a larger purpose, one that he seeks to fulfill through his fortuitous association with Nealen McGowen, a...
Ira > A Newly Released Novel, The Provisional American Faction, Brings “The Troubles” Of Northern Ireland To The Halls of The U.S. Congress
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First Student?s ?Fill the Bus? Program Benefits California Wildfire Victims
Jacksonville, Florida ((ContentDesk) December 3, 2003-? First Student, Inc., the number one provider in student transportation, is searching out new holiday gifts and cash donations to support the victims of recent California wildfires in San Diego County. Donations will be collected and bused across America from Jacksonville, Florida to San Diego, California by First Student's Jacksonville team. Over 2,000 houses were destroyed by the "Cedar" fires in San Diego County, and all "Fill the Bus"...
First Student?s ?Fill the Bus? Program Benefits California Wildfire Victims INTELLIGENT INVESTING Ira
Ira > First Student?s ?Fill the Bus? Program Benefits California Wildfire Victims
INTELLIGENT INVESTING power generator Ira
Secret 3: How to Die a Cheap Runescape Death!
Copyright 2006 Roy Phay
As obvious as it might seem in Runescape one of the most forgotten lessons is that dying in RuneScape means you lose all your valuables.
Imagine this. You are rich with gold and armored in full rune. You decide to check out the deep Runescape Wilderness but quickly realize you've never been there before. You shrug and bring along a bunch of lobsters and a Runescape law rune because, after all, you can just teleport back instantly if something goes...
Ira > Secret 3: How to Die a Cheap Runescape Death!